
News on debt problems this week has covered consumers who may have to face their debt reasons increasing, but also a rallying call for people to get savvy.
And consumers worried about the prospect of debt problems are holding back on spending rather than having to seek debt help.
Eight out of ten British households say they are reining in their Christmas spending according to the most recent MoneyMood Survey from Legal & General.
However, insurance firm Aviva warns consumers they could face more debt problems should the higher levels of valuables households contain over Christmas get stolen.
And households in the UK are still struggling to handle debt problems after a study from the Bank of England reveals low interest rates have failed to help debt.
NMG Consulting says half of households worried about debt levels caused by credit cards and personal loans.
People in their middle ages could soon be face debt problems as it appears many of them are struggling to find employment after losing their jobs.
New data from the Chartered Institute of Personnel and Development (CIPD), suggests almost three per cent fewer people in this age group are in work - compared to the start of the recession.

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