Has your current Debt Solution provider let you down?
Switch your Debt Management Plan provider.
Atlantic Financial Management is a fee-charging Debt Management Company and a member of DEMSA, the Debt Managers Standards Association whose code of practice is approved by the Trading Standards Institute (TSI).
As a member of DEMSA we at Atlantic Financial Management understand the importance of offering debt advice of the highest standard. We ensure you have access to the fullest range of solutions possible so that you know you’re getting the best service for your individual requirements
It is extremely important, when making a long term commitment to tackle your debts, that you are able to make an informed choice between the options available. As such, we are fully committed to the principles of fairness, transparency and redress set out in the updated OFT Debt Management Guidance.
Our aim, if you are switching to Atlantic from another Debt Management Company,is to ensure a smooth transition to the most appropriate debt solution for you, with no detriment to you and no missed payments to your creditors.
Taking the first step is the hardest...
Ignoring chasing red bills and phone calls. Paying off one credit card with another. Hiding your debts from your family. If this sounds familiar, you probably also feel there's no way out of your financial problems.
You're wrong! And with Atlantic Financial Management holding your hand, you can soon be on the road to getting your finances back on the straight and narrow. Any fees involved will be clearly explained.
Solve your financial problems in five easy steps.
Step One
We help you see exactly what state your finances are in with our unique Atlantic Debt Calculator Test.
Step Two
Once you can see the full state of your finances in black and white you will probably want to talk to someone about what to do next. But before you pick up the phone, gather together the paperwork on ALL your current credit agreements and debts. We will also need to know about all your income so make sure you have payslips etc. handy.
Step Three
Then give us a call. A trained and understanding Debt Advisor will talk through your finances in order to work out what the best options are to get you back on track. We want to make sure we've got all the facts so this call will take about 40 minutes. It'll be worth it!
Step Four
Following the call we will send you a proposal of the debt solution we think is best for your circumstances. We will take into account your personal situation and make sure you can maintain a reasonable quality of living. And we will confirm exactly what it will cost you - there won't be any hidden surprises!
Step Five
Read through each of the documents we send you and if you're happy with our proposal then complete and sign them and return them to us. Don't worry - there's not too much to read but it's important you understand what you're signing up to.
We offer a cooling off period, should you change your mind.
Five simple steps. So don't hide from the debts any more. Take control of your finances with Atlantic Financial Management.
Important points to remember:
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Whilst lenders are not obliged to freeze interest and charges, in 93% of the cases currently handled by the
Pentagon Group, lenders have done so*. Where a lender does not freeze interest and charges the amount you
owe and the period over which you repay that credit account may increase, though we will continue to request
interest and charges be frozen once several payments have been made to your Debt Management Plan (DMP).
* Figure accurate at the end of April 2011 - Whilst entering into a DMP can adversely affect your credit rating it is our experience that those who approach us already have an impaired credit record. By entering into a DMP you will be showing your creditors that you are taking a responsible attitude to resolving your financial problems and this could help you in the future.
- Whilst we ask your creditors for 30 days breathing space to set-up your DMP after we are appointed as your debt manager, your accounts may go into further arrears until we start disbursing payments to the creditors that you request us to act upon.
- Remember, you are not obliged to enter a debt solution with Atlantic Financial Management. If you do, and you change your mind, you have a right to cancel your agreement with us at any time. We offer a 14 day cooling off period after accepting our terms of business, unless you have elected to waive this so that we can immediately deliver the service and start negotiating with your creditors.
